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Authorize.net Payment Gateway and Merchant Accounts


Authorize.net is a Payment Gateway provider which allows you to accept credit cards on your ecommerce site. The payment gateway is available 24/7, just like your ecommerce store, to process transactions.


Authorize.net makes available value-added services to help merchants manage their business and additional fraud controls. Depending on how your ecommerce web site was developed, integrating the Authorize.net Payment Gateway should be relatively easy. For example, if you use Kentico CMS for your ecommerce store front, it's a matter of entering in the API keys provided to endable the payment gateway. In some cases additional development or customization may be required.


To see how credit card processing works, you can see this short video for a high level overview.
 


To start accepting online payments you will need the following:

  • Payment Gateway Account - The complex infrastructure and security necessary for fast, reliable and secure transmission of transaction data between websites and the payment networks.
  • Internet Merchant Account - An Internet merchant account is a type of bank account that allows businesses to accept online credit card payments.